Pradhan Mantri Svanidhi Yojana
This year, due to Coronavirus, the general public and low-level businessmen have suffered a lot in business. There is no means of earning for them and the problem of money also remains with them. In view of this problem, PM Svanidhi Yojana was started by Prime Minister Shri Narendra Modi on 1st June 2020. The full name of this scheme is Prime Minister Street Vendors Self-Reliant Fund Scheme. Under this scheme, loans will be provided to barbers, cobblers, paan shops, vendors, hawkers, hawkers, street vendors, fruit vendors, laundry shops and other small shopkeepers. This loan will be given at a very low interest rate and this loan will be much cheaper than other loans. In this article, you are going to tell PM Svanidhi Yojana all the information like benefits of the scheme, documents, process of application, see the list of bank, know the status of the survey and new updates, so read it till the end, so that you do not miss any important information. .
What is the new update of PM Svanidhi Yojana / Atmanirbhar Nidhi Yojana 2022?
Under this scheme, a loan of up to Rs 10,000 will be provided to small traders who install street vendors through 3.8 lakh CSC centers spread across the country. The data available on the website of CSC e-Governance Services India, the government’s digital and e-governance services arm, shows that a total of 41,18,397 applications have been received under this scheme. Out of them 23,87,276 applications have been approved. A loan of Rs 10,000 has been issued to 20,06,147 applications. Under this scheme, these borrowers will be given incentives for regular repayment of loans and rewards will also be given on digital transactions.
Tell about PM SVANidhi Yojana Mobile App.
PM Svanidhi App has been launched on 17th July 2020 for the street vendors of the country under PM Svanidhi Yojana. Now sellers of the country can download and install PM Svanidhi Mobile App on their smartphone through direct link and can easily apply under this scheme to start their own employment. This new app has been developed for sourcing and processing loan applications from street vendors.
Features of PM Svanidhi App
search for seller
E-KYC of applicants
Know the status of loan applications
What are the benefits of Pradhan Mantri Swa Nidhi Yojana?
In this government scheme, those people living in urban and rural areas who sell goods on the side of the road are included in this scheme.
Street Vendor Loan Scheme / PM Svanidhi Yojana Street vendors of the country can take loan up to ₹ 10000. Which he can repay in the form of easy installments throughout the year.
More than 50 lakh people of the country will be benefited under this government scheme.
In this government scheme, if the person taking the loan repays the loan amount prematurely, then the central government will deposit seven percent annual interest in their bank account as subsidy.
Loan borrowers will also be encouraged to adopt the digital payment process. Along with this, special rewards will also be given to them through monetary rewards.
The trader who wants to take advantage of this PM scheme can apply online by visiting the official website of the scheme and also apply offline through the bank.
With this scheme, along with bringing up the shaky economy of the country, it will go a long way in eliminating the problems faced by the businessman in the Corona crisis and starting the business afresh.
Who can get the benefit of Pradhan Mantri Swanidhi Yojana?
Paan Shop (Paanwari)
roadside vegetable seller
street food vendors
Chowmein, Bread Pakora, Egg Sellers
roadside books stationery
all kinds of small business
Who will give loan to traders after applying Svanidhi Yojana online?
scheduled commercial bank
regional rural bank
non banking finance companies
Micro Finance Institutions and SHG Banks
PM Svanidhi Yojana Full Details
What documents will be required to fill the Pradhan Mantri Svanidhi Yojana Online Form?
The applicant must be an Indian resident.
When can I apply for PM Svanidhi Scheme?
The last date to apply for PM Svanidhi Scheme is till March 2022.
How to apply in PM Self Fund Scheme?
First of all you have to go to the official website of the scheme https://pmsvanidhi.mohua.gov.in/ . After visiting the official website, the home page will open in front of you.
PM Svanidhi Yojana Full Details